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Good ways to get out of credit card debt include not using cards and quickly paying down cards with smaller balances. Stay out of credit card debt by throwing away enticing low interest-rate offers received in the mail with advice from acertified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey

16 Responses

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  1. MoeBedard

    Great video! You spoke the words of truth in your first couple of sentences. While the banks were a huge part of the problem of the recession, the main problem that the people caused was paying for what they couldn’t afford. This applies to credit cards and purchasing large houses that people couldn’t afford. Check out the videos on my channel and please check out my website mentioned in the description of all my videos for any financial assistance.

    April 3, 2010 at 3:53 am
  2. MoneyExpressThe

    Have a look at themoneyexpress co uk to see what i mean.

    April 3, 2010 at 4:24 am
  3. MoneyExpressThe

    Yeah, good advice here.

    Another thing that’s important though is to make sure that you save where possible, I mean, what’s the point not shoppng around properly for loans and credit cards, you need to know where to get the best deals so you’re not ripped off.

    April 3, 2010 at 4:32 am
  4. lostindiancamp

    Anther good reason to pay off the lower balance credit cards first is it will give you an incentive to keep going!!! You will see that you have paid one off and it is over!! Then you can add the money you were paying on that card to the others and just keep whittling them down until they are all paid off…God willing nothing else gets in the way.

    April 3, 2010 at 4:49 am
  5. cyberbabano1

    Learn seven more ways? to get out of debt for Canadians at… canadadebtconsolidationnow com

    April 3, 2010 at 4:58 am
  6. TheInternetCashCow

    I used to have a lot of problems with debt, but sites like
    theinternetcaschow.blogspot,com helped me raise that little bit extra each month.

    April 3, 2010 at 5:19 am
  7. gobbothegoblin

    If you’re struggling with debt you could try free sites like:
    easyc4sh,co,cc

    April 3, 2010 at 6:07 am
  8. KittysFeet

    Sometimes when you work for your school they give you some kind of discount on tuition, might want to look into that.

    As far as your credit card debt, do you have a part-time job? Do you have family or relatives that can pay off your credit card debt and pay them back a little at a time?

    You should cut up your credit card for now so you’re not tempted into using it. Pay back your school first so they don’t kick you out.

    April 3, 2010 at 6:44 am
  9. ali48127

    ur accent is nice

    April 3, 2010 at 7:04 am
  10. JuciusMaximus

    Her accent is so homely and reassuring, it’s bordering on making her less than credible.

    April 3, 2010 at 7:12 am
  11. wander1273

    tell them to drop the apr and lower the rates . there are two books..

    debt cures is one and there is another book out there at a barnes and nobles.

    its sad in this country.

    April 3, 2010 at 7:40 am
  12. 4age20vbt

    Great advice on paying the lowest balances first. That’s EXACTLY what I did with my cards. I’ve heard that by sending in the payment on a paticular day or week, you can actually save from paying dubble interest or something in that mattter. Is this true and if so what is this all about? I appreciate any advice.

    April 3, 2010 at 7:46 am
  13. reneshia2005

    what do you mean by trashing my credit rating? how do i do that?

    April 3, 2010 at 8:26 am
  14. tormozat

    Trash your credit rating NOW then by the time you are 30 you will have a lot of money because u did’nt pay anyone interest .

    April 3, 2010 at 9:00 am
  15. sonnyag1

    I’m sure you’re aware that with all the different systems and programs available on the internet you have to be very careful who you choose to sign up with and ultimately place your trust in. The large number of scams make it even harder to make the right decision nowadays. If you’d like to know how I’ve been able to secure my path to financial freedom without selling, buying or stocking anything, please visit my page. Thanks for your time.

    April 3, 2010 at 9:57 am
  16. reneshia2005

    im 19 years old and i have 1100.00 of credit card debt, and i owe my school 1066….CAN YOU PLEASE HELP ME???

    April 3, 2010 at 10:00 am

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