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Credit Counselling and Debt Repayment Our licensed counselling pros will work with you to develop a bill consolidation program customized for your personal financial needs. Together, well make sure you get a realistic, livable budget, settle your debt and restore your good credit. Often well start by consolidating your current debts. Heres how it works: Our people will negotiate with all of your creditors on your behalf, and then set up a single monthly payment, often lower than you are currently paying and often with lower interest charges. Well re-arrange your current debt to make your monthly load more manageable. We even build our modest fee into your single, manageable monthly payment. All our staff are licensed by the BPCPA (Business practices and consumer protection authority)

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